NOW Checking Account
(with Discretionary Overdraft Privilege Service*)
Minumim balance to open - $100.00
You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.
We will use the daily balance method to calculate interest on your account and credit your interest earned to your account quarterly. This method applies a daily periodic rate to the principal in your account each day.
A service charge fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day during the month.
If you close your account before interest is credited, you will not receive the accrued interest.